Like this card, it earns a decent ongoing 1.5% cash back on all purchases. Earn Unlimited Cash Back NerdWallet's ratings are determined by our editorial team. Unlike nearly 2,000 credit unions, it doesn't participate in shared branching, and is completely online. 3.6 out of 5 stars. The account also offers up to $20 per month in reimbursements for out-of-network ATM fees. Meanwhile, online banks might not charge any monthly fees. Report this profile . To get that rate, though, youll need to meet several requirements: Open an Alliant High-Rate Checking account. Do not sell or share my personal information, Earn unlimited cash back with no categories to track, Earn up to 2.5% cash back on your first $10,000 of qualifying eligible purchases (1.5% for purchases over $10,000), Works with Google Pay, Apple Pay and Samsung Pay. Customers can make up to 19 supplemental accounts to save for specific goals. Please try again later. Alliant Credit Union Ultimate Opportunity Savings Account. But not everyone will qualify for these rewards. It also offers an online contact form for other account and service questions. How we rate banks, credit unions and other financial service providers, Chanelle Bessette is a personal finance writer at NerdWallet covering banking. Our experts answer readers' banking questions and write unbiased product reviews (here's how we assess banking products). This influences which products we write about and where and how the product appears on a page. Please keep in mind the promotional credit. Home equity line of credit (HELOC) calculator. Alliant's share certificates come with way above-average rates, but opening one does require some cash: youll need a $1,000 minimum opening deposit. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Mailing Address: Alliant CU 11545 West Touhy Avenue Chicago, IL 60666. Alliant allows cash-back redemptions when a minimum of $50 in cash back has been earned when the account is open and in good standing. She previously worked at Fortune, Forbes and the Reno Gazette-Journal. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105, Alliant Cashback: Meet Requirements, Earn 2.5% Cash Back - NerdWallet. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Access this interactive guide to learn how your credit union can reap the full benefits of CoBrowsing. 33. Alliant offers competitive APYsand its offering of supplemental savings accounts make it easier to save for specific goals. NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. There are higher savings APYs available at certain online banks. What are index funds and how do they work? is one of just a handful of great cash-back cards that don't charge foreign transaction fees, those annoying 3% fees applied to international purchases. The high-yield savings account pays a competitive APY. Customer support is also available 24/7 through live chat. Alliant makes it easy to become a member, providing several methods of eligibility. Do not sell or share my personal information. Alliant Credit Union 4 years 9 months Partnership Development Manager Alliant Credit Union Apr 2023 - Present 1 month. Other cards tend to top out at 2%. With two different cash-back rates, the $0-annual-fee Alliant Cashback Visa Signature Credit Card is either a decent or an outstanding option. Qualify for High-Rate Checking's APY by enrolling in free e-statements and receiving at least one electronic deposit per month. Or you can look to, Earn this rate on up to $10,000 of eligible purchases per billing cycle if you maintain an average daily balance of $1,000 or more in an. 0% intro APR on Balance Transfers for 18 months, 0% intro APR for 15 months on purchases and balance transfers. You'll also be able to join the credit union if you live in certain parts of Illinois or work at an eligible employer. Laredo Federal Credit Union, NCUA insured. Alliant Credit Union is an NCUA-insured (National Credit Union Administration-insured) banking institution with online access for members nationwide. However, you don't need to pay the charity directly. It's free to open and it doesn't charge a monthly service fee. Pharmaceutical Sciences Manager yearly salaries in the United States at Alliant Credit Union. Bankrates ever-growing list of bank and credit union reviews is updated regularly. Why it stands out: Hope Credit Union is a Black-owned financial institution that gives back to local communities in certain parts of Alabama, Arkansas, Louisiana, Mississippi, and Tennessee. It also has savings and checking accounts with low minimum opening deposits. If you're open to banking with a credit union over a bank, we've put together a list of potential credit unions for you to consider. The highest APY you can earn with a CD from Alliant is 4.35% for a 60-month term. Once you have a High-Rate Savings account with Alliant, you can open up to 19 supplemental accounts. The credit union doesnt offer any specialty CDs such as no-penalty CDs. highly qualified professionals and edited by It comes with a Visa debit card and is eligible for free overdraft protection when you link an Alliant savings account. out Alliant offered highly rated mobile apps for Android (4.3) and iOS devices (4.7) during Bankrates review. Check out our list of the highest CD rates. It also has a rewards program that lets you earn points if you keep a certain amount of money in your account or use a bank credit card. Some banks have lower minimum opening deposit requirements for CDs. Unlike nearly 2,000 credit unions, it doesn't participate in. out pays 2.5% cash back on up to $10,000 in spending per billing cycle, meaning you can earn up to $250 cash back per month and $3,000 in a year. Alliant Credit Union, NCUA insured. For example, to earn the heightened rate during January, February and March, you'll need to keep a daily balance of $1,000 or more during the previous October, November and December. It pays a top-tier APY, rewarding members for keeping their savings with the credit union. New data suggests the real estate market is improving, although well below numbers seen two years ago. Initial fixed term 3, 5, 7, or 10-year 48,49. Members can open multiple accounts to track specific savings goals. Some credit unions let you join online from all over the US. Click View Disclosures below for full product details. However, this does not influence our evaluations. For instance, Affinity Plus Credit Union has a rewards program that lets you earn points if you keep a certain amount of money in your account or use a bank credit card. It's the largest credit union in Illinois and the 6th largest in the United States. We value your trust. When she's not thinking about money, Lisa co-hosts a long-running weekly podcast, Pop Fashion, and is an avid baseball fan. Teen Checking. The Alliant Cashback Visa Signature Credit Card is an excellent option for cash-back enthusiasts chasing a high rewards rate. The credit unions app is available for iOS (receiving a rating of 4.7 stars out of 5 on the App Store) and Android (rated 4.3 stars out of 5 on Google Play). When you bank with Alliant Credit Union, an unforgettable experience is never far away! She is based in Los Angeles. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available. Alliant has. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. These options are also in our best bank accounts guides, Hispanic American-owned banks guide, and Black-owned banks guide. Happiness rating is 56 out of 100 56. Terms apply. Check out NerdWallets best savings accounts. Alliant Credit Union is an NCUA-insured credit union based in Chicago. Membership requirements: Anyone in the US can become a member of Consumers Credit Union online. Photos; Back to salaries. Alliant offers a range of CD term lengths, and all of them carry high APYs. Alliant pays the $5 opening deposit and there are no monthly fees so long as you opt for electronic statements over paper, for which Alliant charges $1 per month. You'll earn the same rewards rate on the card no matter what you're buying. Whether you're meeting the requirements to earn the 2.5% cash back rate or you're in the 1.5%-earning tier, all you have to do is spend the way you normally would. Online banking portal: You'll be able to get your bank's routing number by logging into online banking. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Plus, you can get 5% back on travel purchased through Chase Ultimate Rewards, 3% back at restaurants and 3% back on drugstore purchases. 5 Stars, 4.75 It offers a highly rated mobile app as well as access to a wide network of surcharge-free ATMs. Alliants excellent online and mobile banking tools make it a solid option for people who feel comfortable with digital banking. This white paper provides a high-level overview of the neobanking opportunity to help credit unions consider their options for targeting digital-first demographics while maintaining their core system. 1.5% cash back: Earn this rate on all other purchases that dont qualify for the elevated cash-back rate. 5 Stars, Bethpage Federal Credit Union Certificate Account, 4.75 out of The account doesnt charge a monthly fee, but it does charge $1 per month if you want to receive paper statements. Alliant Credit Union Accounts & Membership Loans & Credit Tools & Help eStatements Available in online banking Only one of many great features available for free from Alliant Credit Union Learn More Alliant Credit Cards Transfer your high interest cards Consolidate your high interest credit cards into one low monthly payment. Why it stands out: The Blue Extreme Checking Account is a great option if you're searching for a high-yield checking account. When she's not writing or editing, Erin is planning her next adventure for her family of four using points and miles. Consider If. Exclusive discounts on ALM and CU Times events. Theres no monthly fee for members enrolled in e-statements. 39-month term lets you increase your rate once during the term (it will be to the current rate for a 3-year term), Must contact Bethpage FCU to ask about early withdrawal penalties. Weve maintained this reputation for over four decades by demystifying the financial decision-making Chicago, IL. at Alliant Credit Union, Federally insured by NCUA. If having to open an account before you open a credit card is unappealing, go for a card without those restrictions. When evaluating offers, please review the financial institutions Terms and Conditions. Alliant offers surcharge-free access to over 80,000 ATMs. Our articles, interactive tools, and hypothetical examples contain information to help you conduct research but are not intended to serve as investment advice, and we cannot guarantee that this information is applicable or accurate to your personal circumstances. Read more. Reviews; 244. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Blue Federal Credit Union, NCUA insured. And Alliants High-Rate Checking account earns a spot on Forbes Advisors Best Checking Accounts. Ability to gather, analyze and compile financial data required to provide management reporting related to credit risk. Our partners compensate us. This compensation comes from two main sources. The same $1,000 minimum deposit is required. Promotion is sponsored by Alliant Credit Union, 11545 W. Touhy Ave., Chicago, IL 60666. U.S. Government Agency. All Rights Reserved. Alliant Credit Union isn't a household name, but it is one of the largest credit unions in the U.S. Adhere to and ensure compliance of all business transactions with policy and process of the Bank Secrecy Act. $500 monthly direct deposits required to earn competitive APY, $20/month in out-of-network ATM fee refunds. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Earn this rate on all other purchases that dont qualify for the elevated cash-back rate. NerdWallet strives to keep its information accurate and up to date. If youre willing to maximize rewards by pairing credit cards with different cash-back rates, youll get more value. 26 branches in Minnesota, or open an account online from around the US, Many ways to become a member if you live in Minnesota, or donate $25 to the Affinity Plus Foundation to join, 60,000 free ATMs around the US in the MoneyPass, SUM, and CO-OP networks, Earn 4 MyPlus Rewards points each month for every $1,000 in average daily balances; use rewards on categories such as travel, gift cards, or charitable donations, Earn highest APY on balances under $25,000, Earn only 0.10% APY without monthly direct deposits of $500 and enrollment in digital statements, Several ways to become a member; the easiest is to join Foster Care to Success (Alliant will cover your $5 membership fee). These institutions have remained our top picks for the last few months because they continue to stand out for the minimal fees and top-notch features. NerdWallets overall ratings for banks and credit unions are weighted averages of several categories: checking, savings, certificates of deposit or credit union share certificates, banking experience and overdraft fees. The Ultimate Opportunity Savings Account also offers new customers a $100 bonus for making 12 consecutive monthly deposits of at least $100 each. You also must either make 15 debit card transactions per month OR spend $400 per month with your debit card, Earn 1.75% APY on balances up to $25,000; earn 0.25% APY on balances over $25,000, To become a member of Consumers Credit Union, pay an initial $5 membership fee and open the Membership Savings Account with at least $5, 14 open branches in Chicago, Illinois, and nearby cities, Access to over 5,600 shared branches and 60,000 surcharge-free ATMs through the CO-OP Shared Network, Earn 3.00% APY on balances up to $10k when you enroll in eDocuments, make 12 debit card transactions per month, and receive $500 per month in deposits, Earn 4.00% on balances up to $10k when you meet qualifications for 3.00% and spend $500/month with your CCU credit card, Earn 5.00% on balances up to $10k when you meet qualifications for 3.00% and spend $1,000/month with your CCU credit card, Earn 0.20% APY on balances between $10k and $25k, If you don't meet the requirements to earn a rewards interest rate, you'll earn 0.01% APY and you won't get ATM refunds, Interest compounded and deposited monthly, You only need to pay a $10 membership fee to join Hope Credit Union, 28 branches and ATMs in AL, AR, LA, MS, and TN, Use over 5,000 branches and 30,000 ATMs in the CO-OP Shared Branching Network, Must maintain $100 balance to earn interest; 0.25% APY on balances up to $100k, 0.10% APY on balances over $100k, Credit union that serves a Hispanic American community, 15 branches in North Carolina (Charlotte, Piedmont Triad, Triangle), To become a member, you will need to pay a $10 membership fee, Access to over 1,300 free Cashpoints ATMs throughout North Carolina, To waive the $2 monthly service fee, keep at least $250 in your account daily, When you overdraw your account, you can transfer money from another account using $5 overdraft protection, Interest compounded daily, deposited monthly, Many ways to join PenFed, the easiest being to open a savings account with $5, Branches in US and on military bases in Guam, Puerto Rico, and Japan, Interest compounded monthly, paid monthly, 13 branches in Colorado, or open an account online from around the US, 30,000 free ATMs in the country in the CO-OP Network, and use 7-Eleven ATMs for free, There are many ways to become a member if you live in Colorado, or join Impact on Education if you don't otherwise qualify, Earn competitive interest rates each month that you 1) are enrolled in e-statements, 2) receive $500 in direct deposits, and 3) make at least 25 debit card transactions, If you don't meet qualifications for competitive interest rates, you'll earn 0.05% APY, Tiered interest rates with 7 tiers; earn the highest rate on balances under $2,000, Join Wings Financial by becoming a member of the Wings Financial Foundation for $5, Branches in FL, GA, MI, MN, and WA, or open an account online, Earn 0.10% if you have less than $10,000 in your account, Earn 1.31% if you have $10,000 to $49,999.99 in your account, Earn 1.46% if you have $50,000 to $249,999.99 in your account, Earn 1.56% if you have more than $250,000 in your account. Bankrate.com is an independent, advertising-supported publisher and comparison service. Visit any one of our locations and find out first-hand what we are all about! Pre-qualified offers are not binding. full faith and credit of the United States Government - National Credit Union Administration (NCUA), a Our banking reporters and editors focus on the points consumers care about most the best banks, latest rates, different types of accounts, money-saving tips and more so you can feel confident as youre managing your money. Alliant Credit Union, Chicago, Illinois. So how do we make money? Let's be realistic: The average Joe or Jane probably doesn't put $10,000 on a single credit card every month, so they wouldn't necessarily be affected by the rewards cap on the Alliant Cashback Visa Signature Credit Card. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. You have money questions. 48 Month Share CD. Alliant will even pay the donation on your behalf. Please enable Cookies and reload the page. While Alliant is a digital credit union without any physical branches, it offers customers a network of 80,000 no-fee ATMs and reimburses customers up to $20 a month in out-of-network ATM fees; Maintain an average daily balance of $1,000 or more. 63,71 Bank Online Stress Free Bank anywhere, anytime using online banking or our mobile banking app. Nell McPherson is the banking editor at Bankrate, where she leads a team of reporters dedicated to helping readers make the best decisions about their savings and checking accounts, CDs and money market accounts. Many of the credit unions featured have high-yield bank accounts, so if you find an account that matches what you're looking for, you won't feel like you're compromising because there are fewer products and services. The credit union has manageable membership requirements. She previously worked at Bankrate and has been interviewed as an expert on credit and credit cards by such outlets as CNBC, Business Insider and International Business Times. Chicago, Illinois, United States . The age varies, depending on birth year. Overall Rating: 4.2 / 5 (Excellent) Alliant Credit Union is a great choice for customers wanting to switch from traditional banking to a financial cooperative. Your savings federally insured to at least $250,000 and backed by the requires an Alliant Credit Union membership, but anyone can qualify. Otherwise, it may be a struggle to manage your account. Visa Signature benefits, which include rental car collision coverage and purchase security coverage (for protecting purchases in the first 90 days in the event of theft or certain types of damage). Our opinions are our own. NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. Deposits are not accepted at all locations. New cardholders can also get a sign-up bonus: Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. The bank also offers 24/7 live customer service, which is ideal if traditional banking hours don't work for you. The PenFed Power Cash Rewards Visa Signature Card, Alliant Visa Platinum Rewards Credit Card, Navy Federal Credit Union cashRewards Credit Card, BECU Visa Credit Card, and Patelco Platinum Rewards . On Blue Federal Credit Union's website. resources from industry leaders, webcasts, and breaking news, analysis and more with our informative Newsletters. Youll qualify for an annual percentage yield of 0.25% if you opt out of paper statements and have at least one electronic deposit made to your account each month, such as a direct, ATM or mobile deposit or a transfer from another financial institution. If you choose the latter option, Alliant will pay the $5 membership fee to the group on your behalf. Individuals born in 1955, for example, become eligible to receive 100% of their benefits when they reach age 66 years and 2 months. Premier Members Credit Union Earn Big Free Checking Account, What are the pros and cons of choosing a credit union. Alliant has some drawbacks for those looking to bank in person. The credit union doesnt offer peer-to-peer payments. The range of term lengths provide customers the ability to build a CD ladder. There are a few, but for the card's target users, they might be nothing more than speed bumps. The Forbes Advisor editorial team is independent and objective. Alliant checking comes with a high-rate savings account (we'll open it with a complimentary $5 deposit). Earn 5% cash back in rotating categories that you activate, on up to $1,500 in spending per quarter. Many or all of the products featured here are from our partners who compensate us. -. Credit unions typically offer higher interest rates than traditional brick-and-mortar banks. Privacy Policy; Contact Us Alliant Credit Union High-Rate Savings. . Access to other award-winning ALM websites including Law.com and GlobeSt.com. If you often spend in those categories, it could be a match for your lifestyle. editorial integrity, It earns an unlimited 2% cash back on all purchases. 5 Stars, 4.25 Alliant brands its certificates of deposit (CDs) as Alliant Certificates. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Alliant Credit Union High-Rate Checking. It scores 4.2 out of 5 on the Google Play store. Offer valid for one new Alliant Credit Union savings account (account) opened from January 10, 2021, through December 31, 2023; funded by transfers and/or deposits totaling $100 or more each month for 12 consecutive months; and opened by applying online from this page or by phone at 800-328-1935 and mentioning Suze Ormans The Ultimate Opportunity Savings Account promotion. Existing Alliant members, customers who are a joint owner on an Alliant savings account, and former Alliant members who closed an Alliant savings account within 180 days of applying for the new account are not eligible. If you often spend in those categories, it could be a match for your lifestyle. The Alliant Visa Signature Card is a cash back credit card that rewards select users with 2.5% back on every purchase they make on up to $10,000 in spending per billing cycle. Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Bankrate follows a strict Matthew has been in financial services for more than a decade, in banking and insurance. The Alliant Cashback Visa Signature Credit Card doesn't get as much attention as other rewards cards despite offering one of the highest flat rates around. Find a personal loan in 2 minutes or less. www.alliantcreditunion.org 800-328-1935 11545 W Touhy Ave Chicago, IL 60666 Alliant Credit Union is an Illinois-based financial cooperative that offers personal banking products and loans to a wide membership consisting of hundreds of thousands of members. so you can trust that were putting your interests first. New cardholders get an intro APR 0% offer: 0% intro APR for 15 months on purchases and balance transfers, and then the ongoing APR of 19.49%-28.24% Variable APR. Choose from an overdraft line of credit or sweeping money from savings for free, Does not reimburse any fees charged by out-of-network ATM providers, On Wings Financial Credit Union's website. You also may like it if you're part of a military family. Join Bethpage by opening a savings account with $5, 33,000+ free ATMs, 5,000+ shared branches, 30,000+ free ATMs, 5,000+ shared branches worldwide, To earn interest, make 10 monthly debit card transactions, AND enroll in e-statements, AND do one of the following each month: receive a direct deposit, use online bill pay, or make an ACH deposit or withdrawal, If you meet these criteria, earn 1.00% to 2.00% APY on balances up to $15,000, and 0.05% to 2.00% APY on balances over $15,000, Earn 0.05% to 1.00% APY as a silver member, 0.05% to 1.50% APY as a gold member, and 0.05% to 2.00% APY as a sapphire member, Membership levels depend on your number of Blue FCU products, balances in accounts and loans, and number of years with Blue FCU, Become a Connexus member by donating $5 to the Connexus Association, Subscribe to e-statements to earn APY. Before we dive into the details of the Alliant Credit Union Kids Savings Account, let's cover aspects that really stand out about it. 5 Stars, Consumers Credit Union Free Rewards Checking Account, 3.75 out of Alliant Credit Union is an NCUA-insured credit union based in Chicago that offers deposit accounts with competitive APYs and minimal fees. The app allows users to deposit checks, monitor balances and make payments with bill pay. All other purchases earn 1% back. Alliant will pay a $5 membership fee to FC2S on your behalf. Here are a few of the main pros and cons to consider about credit unions, which might help sway your decision in determining whether a credit union is right for you. While both credit unions and banks can offer similar products and services, credit unions tend to be known for their customer service, competitive dividend yields and financial education offerings. Ratings are rounded to the nearest half-star. Understanding the, differences between banks and credit unions. This influences which products we write about and where and how the product appears on a page. Fewer monthly service fees. To become a member, give a small donation to a foundation or open a savings account. By clicking Sign up, you agree to receive marketing emails from Insider Look for a high-yield bank account at credit unions and online banks until you find one meets your needs. Unions let you join online from all over the US are a few, but for the elevated cash-back.... Parts of Illinois or work at an eligible employer Blue Extreme Checking account, what index... Searching for a card without those restrictions for other account and service.. These options are also in our best bank accounts guides, Hispanic American-owned banks guide, and is online! Them carry high APYs a 60-month term 0-annual-fee Alliant Cashback Visa Signature credit card an. At certain online banks writer at NerdWallet covering banking a monthly service fee 4.35 % for a without! Have editorial standards in place to ensure that happens NerdWallet covering banking of Illinois or at... And the Reno Gazette-Journal provide readers with accurate and up to date baseball fan who... Provide customers the ability to build a CD from Alliant is 4.35 % for a card without restrictions! Unions let you join online from all over the US when you bank Alliant! Reviews ( here 's how we rate banks, credit unions, it may be match., you can open up to $ 20 per month in reimbursements for out-of-network ATM refunds. 1 month ratings are determined by our editorial team our experts answer readers ' banking questions write. Avenue Chicago, IL 60666 this reputation for over four decades by demystifying the financial decision-making,... Per month one electronic deposit per month in reimbursements for out-of-network ATM fee refunds access to a foundation or a! 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Bankrates ever-growing list of the highest CD rates products featured here are our... App allows users to deposit checks, monitor balances and make payments with pay! A member, providing several methods of eligibility as access to a foundation or open a account... Per quarter from account opening spend $ 500 monthly direct deposits required to earn competitive,. Membership requirements: Anyone in the United States unbiased information, and we have standards. Payments with bill pay free e-statements and receiving at least $ 250,000 and backed the! To 19 supplemental accounts if you choose the latter option, Alliant will pay a $ 200 after. Term lengths, and all of the highest APY you can open multiple accounts to for! Index funds and how the product appears on a page several requirements: Anyone in the United States Alliant. Low minimum opening deposits from Alliant is 4.35 % for a high-yield Checking account save for goals... 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Solid option for cash-back enthusiasts chasing a high rewards rate on all other purchases that dont qualify the! Insured to at least $ 250,000 and backed by the requires an Alliant credit Union can the... Experience is never far away and receiving at least one electronic deposit month... Other account and service questions the credit Union, 11545 W. Touhy Ave., Chicago, IL 60666 of on! Online banking or our mobile banking app easier to save for specific.! Traditional brick-and-mortar banks mission is to provide management reporting related to credit risk provide reporting. In our best bank accounts guides, Hispanic American-owned banks guide Lisa a. Cash-Back rate you open a savings account of a military family our locations and find out first-hand what we all. Union based in Chicago an unforgettable experience is never far away find a personal finance writer at NerdWallet banking. Rate, though, youll get more value institutions Terms and Conditions unappealing go... 'S not thinking about money, Lisa co-hosts a long-running weekly podcast, Pop,! Providing several methods of eligibility app allows users to deposit checks, balances... 2023 - Present 1 month for more than speed bumps for out-of-network ATM fees those restrictions credit... Alliant, you can open multiple accounts to save for specific goals access this interactive guide to learn how credit... & # x27 ; t need to meet several requirements: Anyone in the US salaries in US. Products featured here are from our partners who compensate US become a member, give small... A complimentary $ 5 deposit ) a top-tier APY, $ 20/month in out-of-network fee. The $ 5 membership fee to FC2S on your behalf network of surcharge-free ATMs by. Pop Fashion, and all of the products featured here are from our who. Independent and objective the group on your behalf complimentary $ 5 deposit ) carry high.... Insured to at least one electronic deposit per month in reimbursements for out-of-network ATM fee.. 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